House Republican Press Conference on Health Care Reform House Republican Leader John Boehner (R-OH)
Image by House GOP Leader
House Republican Leader John Boehner (R-OH)
House GOP Offers Better Health Care Solutions: healthcare.gop.gov
The American people have spoken. Speaker Pelosi and House Democrats have ignored them. Through the month of August, the American people let Members of Congress from both parties know that they didn’t want a government takeover of health care. That hasn’t changed.
But instead of listening to the American people, Democrats hid behind closed doors and came back with a bill designed to appease the liberal special interests. Three things about Speaker Pelosi’s health care bill are already clear: it will raise the cost of Americans’ health insurance premiums; it will kill jobs with tax hikes and new mandates; and it will cut seniors’ Medicare benefits. The fact that it weighs in at nearly 2,000 pages – more than 620 pages longer than the government takeover of health care Hillary Clinton proposed in 1993 – is as good an indication as any of just how costly and unsustainable Speaker Pelosi’s proposal is.
You want the truth about health insurance, not just what some random person has said on the Internet. There are scores of self proclaimed experts out there, but you need to know the correct information and be assured that it is legitimate. You will most likely find exactly what you are looking for in this article.
When considering a health care insurance plan from your employer, be sure to check if your prescriptions are still covered in the coming year. The supported brands and types of medication can vary from year to year. Also, always choose a generic brand if possible. Also be sure to see if there are any discounts such as having your prescriptions sent via mail.
To make sure you have the best health insurance, don’t let your policy lapse while you’re looking for new coverage. If you lose your insurance for some reason, you may be eligible for COBRA. This is a government program designed to let you continue with your insurance until you can find a new policy.
Use an online calculator to figure out how much a particular insurance plan will cost you. There are many available from different sites that can help you compare different plans. You can figure out what balance you want to strike between premiums and deductibles and also compare the cost of copays and other fees.
Vision insurance is a wonderful investment for those who have a high need for eyewear. If you need glasses or contacts to see in daily life, you need to have this type of insurance to help cut down the cost for all your eye care needs. Glasses and contact can become expensive when paying in full every time you need them.
Understand the differences between a PPO policy and a HMO policy if you want to receive the best possible level of care with your health insurance. You not only have to think about what’s best for you, but also what’s best for your children – if they should happen to fall ill or suffer an accident.
Before signing documents committing yourself to a certain insurance policy, make sure to read the fine print. There may be details to the policy that the insurance provider did not tell you about. These details could cost you a significant amount of money, and prevent you from getting the proper care.
Many people who are self-employed face a quandary about health insurance. They know they need to be covered in case of health emergencies, and yet the cost of health insurance for individuals is so high as to be prohibitive for many. Some people get around this by buying major medical coverage only. This type of policy has a very high deductible, covers no preventive care – however, it will cover situations where the person will require admission to a hospital.
Even if you have an exclusively indoor pet, you should still buy pet health insurance. There are a lot of ways your pet can bet hurt inside, and if they get out, it can be a disaster. Even though your pet is indoors, they could still break one of their bones or a tooth which requires expensive veterinary care.
Researching health insurance prices by getting quotes from multiple insurance companies helps you find a good health insurance policy at an affordable rate. You can use forms online to submit a quote request from multiple companies at once and it is also advisable to check with local health insurance companies for quotes as well.
When purchasing a health insurance policy, always read your contract carefully before signing. Don’t be afraid to ask questions if necessary. Understanding your policy is important because it will provide you with the terms of the policy. You must have a good understanding of what your policy will cover, and what it requires of you as well.
If you are going with a private insurance plan you should talk to your doctor about conditions in your file to make sure everything is up to date. Private insurances have the option of going back, up to 10 years to check your medical files for conditions you had prior to getting insurance through their company.
Try to find a health insurer that provides you with an insurance card as opposed to filing claims. Having to pay for your care upfront can be a stress on your finances and submitting claims is archaic and difficult. It is far easier to use an insurance card which bills the insurer directly.
In summary, you want to be careful who you take advice from with regards to health insurance. It is important to you that you have the correct information and that is is portrayed in a clear and concise manner. Hopefully the tips provided in this article will be more than useful for you.
